Jupiter Global QR Pay in the Philippines and Vietnam: QR Ph vs VietQR

QR Pay has two funding routes. Wallet-funded QR uses USDC on Solana in Jupiter Mobile after Global ID sign-in and the required identity check; no Jupiter Card is needed. Spend-balance QR requires an eligible DCS-issued card. Wallet QR limits come from the merchant code, while Spend QR has the documented $500 transaction and $5,000 daily limits. Wallet payments show the exchange rate and network cost before confirmation. Current QR routes Jupiter QR Pay can be useful when a merchant accepts the right local QR network. It is also easy to misunderstand: the country you are visiting, the QR logo on a counter, and the card attached to your Jupiter account are three separate checks.

Philippines: look for QR Ph

The current Jupiter QR Pay documentation lists QR Ph as the Philippines merchant network. If your card supports QR Pay, you can scan a participating merchant QR from the Spend app and authorize the payment from your USD Spend balance. The merchant receives local-currency settlement through the local payment processor. Jupiter QR Pay documentation

That does not mean every QR code in the Philippines is compatible. A printed code may belong to a personal wallet, a bank transfer flow, or another payment app. Ask the merchant which network the code uses, check the name and amount on the confirmation screen, and keep another payment method ready for a failed scan.

Vietnam: look for VietQR

The same documentation lists VietQR for Vietnam. The decision is the same but the visual code may look different from a Philippine QR. Do not choose a route by appearance alone. Scan only from the official Jupiter app, verify the merchant identity, and confirm the currency and amount before authorizing.

QR Pay is a merchant-payment feature. It should not be treated as a general way to send money to a family member, pay a bank account, or move funds between wallets. Person-to-person support is limited to selected jurisdictions, so a merchant network label is not proof that a P2P payment will work. QR Pay limitations

Card support is checked before country support

Jupiter’s current table says QR Pay depends on the card and then gives country-specific exceptions. Cards issued in Vietnam, the Philippines, South Korea and Taiwan support QR Pay on all cards. Malaysia, Thailand and Singapore have activation-date conditions in the current table. Your card’s issuing country matters even if you are standing in another country.

Open the card details in the app before your trip and confirm the route. A successful card payment does not prove that every QR network is compatible, and a supported destination does not override a card-level restriction. The feature also requires a funded Spend account and completed Jupiter ID verification. Jupiter Spend FAQ · Current QR card matrix

Fees and limits still matter

The published QR Pay table lists no payer or recipient fee, including foreign-exchange conversion. It also lists a $500 per-transaction limit and a $5,000 daily limit. These are product limits, not a promise that a particular merchant, processor, or local network will approve every payment. Current fees and limits

The account still had to be funded. A network fee, bank funding fee, or conversion cost paid before the balance reached Spend is not erased by the QR checkout line showing no fee. Check the balance and funding route separately. If you are depositing crypto, use the current receiving instructions and confirm the asset/network pair before sending.

A safe checkout sequence

1. Confirm that your card and QR Pay status are eligible in the app. 2. Ask the merchant whether the code is QR Ph or VietQR, and whether it is a merchant code. 3. Scan from the official Jupiter app, not a link sent by a stranger. 4. Compare the merchant name, amount, and currency with what you agreed to pay. 5. Authorize once, wait for the result, and ask the merchant to check receipt. 6. Save the transaction reference privately if anything is delayed.

If the screen remains pending, do not immediately scan and pay again. Check whether the first attempt failed, is still processing, or completed. If the merchant cannot confirm receipt, use the official in-app support route and keep the exact time, amount, currency, merchant name, and status. Never send a login code, card security code, seed phrase, or private key to someone claiming they can release a QR payment. Official support

QR Pay versus a PHP or VND bank transfer

Someone who needs money in a Philippine or Vietnamese bank account needs a remittance route, not merely a merchant QR feature. Jupiter’s remittance documentation lists separate local payout currencies and a separate fee and limit schedule. The applicable payout limit depends on the currency and is shown in the app, which is unrelated to the QR Pay $500 transaction limit. Jupiter remittance

Choose QR Pay when the immediate need is a supported merchant checkout. Choose bank transfer when the recipient needs an account credit. The right route is the one that reaches the real recipient or merchant without an unplanned second step.

Use the Route Finder if you’re not sure whether you need a QR merchant payment or a PHP or VND bank credit. If QR Ph or VietQR covers what you need, sign up for Jupiter Global before your trip. For regular card purchases, you’ll earn 2% cashback on eligible card spending, up to $100 a month.

Jupiter Global QR Pay Philippines and Vietnam FAQ

Which QR network does Jupiter use in the Philippines?

The current documentation lists QR Ph for the Philippines. The code still needs to be a participating merchant QR, and the card, account, amount and confirmation checks still apply.

Which QR network does Jupiter use in Vietnam?

The current documentation lists VietQR for Vietnam. A code’s appearance is not enough; confirm the merchant identity, local currency and amount in the official app before authorizing.

Do cards issued in the Philippines and Vietnam support QR Pay?

The current card table lists all cards issued in the Philippines, Vietnam, South Korea and Taiwan as supported for QR Pay. The feature still requires a funded Spend account and completed Jupiter ID verification, and rules for other issuing countries can differ.

What are the QR Pay limits in the Philippines and Vietnam?

The current table lists a $500 per-transaction limit and a $5,000 daily limit. These are product boundaries, not approval of every merchant or processor.

Is QR Pay the same as sending PHP or VND to a bank?

No. QR Pay is a merchant-checkout route. A bank recipient needs the separate remittance flow, beneficiary details, currency and payout quote. Use the route that reaches the actual merchant or account without an extra unplanned step.