“Low fee” is not a useful answer until you know how many pesos or dong the recipient will actually receive. A PHP or VND transfer can include a funding charge, a payout charge, a conversion rate, and a receiving-bank limitation.
What the published payout table says
Jupiter’s current fee table lists a $2.50 fixed fee plus a 0.45% variable fee for PHP bank payouts to the Philippines. It lists the same $2.50 fixed fee and 0.45% variable fee for VND bank payouts to Vietnam. Those figures describe the published payout schedule, not a guaranteed quote for every account or receiving bank. Current fee table
The fee is only one part of the route. The documentation says transfers use the market rate, and the remittance service can carry restrictions depending on the destination bank and local regulations. Ask the app for the actual quote and recipient fields before you fund the transfer. Remittance limitations
The current bank-transfer FAQ lists both PHP and VND as local-payout currencies, says most bank transfers arrive within 1–3 business days, and lists a $1 USD-equivalent minimum with a payout limit set for each currency and shown in the app. These are product boundaries, not a guarantee that a specific beneficiary or receiving bank will be available. Current transfer FAQ
Add funding costs before comparing providers
If you fund a virtual account by bank transfer, pay-in charges are separate from payout charges. The published table describes fixed and variable funding fees for rails such as SEPA, ACH, Fedwire, and SWIFT. A small transfer can be affected more by a fixed charge than by the percentage. Funding fee schedule
Do not compare Jupiter’s payout fee with another provider’s “fee” when the other quote already includes its exchange-rate margin. Use the complete source debit and final recipient amount from each current quote. If a fee is deducted before the quoted balance, include it in the debit; if it is taken from the payout, include it in the recipient calculation.
Use one budget and one destination
For a clean comparison, keep these items constant:
- The total amount leaving your source account.
- The source and recipient currencies.
- Bank payout rather than merchant QR or cash collection.
- The recipient’s actual bank and account details.
- The time at which the quote was requested.
Then enter the final debit and recipient amount into the site’s Quote Compare tool. It calculates an effective rate from your inputs.
PHP route questions
The current documentation lists PHP as a local payout currency. That makes the corridor worth checking, but it does not guarantee a specific bank, beneficiary, or residence will be available. Confirm the recipient’s legal name and bank details in the app’s requested format. A family nickname or a QR image is not a substitute for bank-account fields. Transfer FAQ
Keep merchant QR separate from a family bank transfer. QR Ph is a payment network with its own card and merchant conditions; it is not a shortcut around a missing PHP bank payout. A route should match the recipient’s actual need.
VND route questions
The published table also lists VND bank payouts. Check whether the destination bank accepts the specific route, whether the recipient needs additional information, and whether the current quote uses the intended delivery method. A broad “Vietnam supported” label is not evidence that every bank or payout path is available.
If a transfer is time-sensitive, allow for bank processing and compliance review. Keep a private reference for the transfer and ask the recipient to confirm the credit in their own banking app rather than relying on a sender-side “sent” status.
The decision rule
Compare the final amount that arrives, not the most attractive fee headline. If you cannot see the current total debit, recipient amount, route, expiry, and timing, the comparison is incomplete. The fee table is a useful starting point; the in-app quote and the recipient’s confirmed bank credit are the evidence that matters for your transaction.
Preflight before opening or funding the route
Use the site’s Route Finder to state whether you need a PHP or VND bank credit, then use Quote Compare with the complete debit and recipient amount from current quotes. If Jupiter Global gets more pesos or dong to the recipient, sign up here and confirm the live fee and final amount before sending. If you spend with the Jupiter Card too, eligible purchases earn 2% cashback, up to $100 a month.
Jupiter Global PHP and VND transfer fee FAQ
What is the published PHP or VND payout fee?
The current table lists a $2.50 fixed fee plus 0.45% for both PHP bank payouts to the Philippines and VND bank payouts to Vietnam. That is a planning formula, not a guaranteed quote or receiving-bank charge.
Does a PHP or VND currency row guarantee every bank route?
No. A listed currency means the corridor is worth checking. The live account still controls the beneficiary fields, receiving bank, route restrictions, quote, conversion and final amount.
Are QR Ph and VietQR the same as a PHP or VND bank transfer?
No. QR merchant payments have separate card, network and availability conditions. A family bank credit needs the remittance beneficiary route; a QR code is not a substitute for the requested bank-account fields.
Do funding fees count in the transfer comparison?
They can. Pay-in rails such as SEPA, ACH, Fedwire or SWIFT may have their own fixed and variable charges before the payout fee. Compare the complete source debit with the final PHP or VND amount received.
What should I record before sending?
Save the source amount, currencies, beneficiary bank and account details, quote time and expiry, fixed and variable fees, expected recipient amount, and transfer reference. If any field is missing or differs from the recipient’s instructions, stop and use official support.
How long can a PHP or VND bank payout take?
The current FAQ says most bank transfers arrive within 1–3 business days, but the destination bank, compliance review, and corridor can change the actual timing. Keep the live estimate and a backup for a deadline-sensitive payment.
What limits apply to a PHP or VND payout?
The FAQ lists a $1 USD-equivalent minimum and a payout limit set for each currency and shown in the app. High-value transfers may require additional verification, and the live app determines the route available to your account.
Sources
Checked against these sources on 21 October 2026.
