Learn the small set of concepts you need before opening or funding an account.
Last checked:
Your route, at a glance
01Choose one useful first action
02Check your actual residence
03Separate your wallet from Spend
04Keep the first commitment small
Work through these in order.
01
Choose one useful first action
Decide whether you want to pay a merchant, use a card, or send money to a bank recipient. Write down that goal before opening the app. These features have different availability checks; learning one route is easier than trying every feature at once.
Before continuing
Can you explain who should receive the money and by which method?
02
Check your actual residence
Use the country where you really reside. Review the country facts on this page and the linked official documentation. A passport, a holiday destination and a bank recipient's country answer different questions. A listed country still requires the provider to approve your application.
Before continuing
If the feature is paused or absent, ask official support before funding.
03
Separate your wallet from Spend
A wallet holds crypto assets on a network. Spend provides payment services with its own balance and partner conditions. Read which part of the app you are using. A bank account number cannot receive a blockchain transfer, and a wallet address is not a bank beneficiary account.
Before continuing
Identify whether the next screen asks for bank details or a token and network.
04
Keep the first commitment small
You can read the guides and prepare your checklist without buying crypto or sending money. If you later choose a supported route, use only an amount you can afford to have delayed or lose, while meeting the displayed minimum and fees. Keep another payment method available.
Before continuing
Avoid planning an urgent bill around a first-time verification or transfer.
Official sources
Taken from Jupiter’s public documentation. If your app shows something different, the app is right.
DuitNow merchant QR is listed for wallet and Spend funding. Wallet QR does not require a card. The Malaysian DCS-card activation cutoff before May 13, 2026 applies only to payments from Spend; check the current merchant code and in-app requirements.
Bank payouts
MYR local payout is listed. Check your actual recipient bank and quote; this does not establish incoming MYR bank funding or a MYR-denominated Spend balance. With a DCS-issued card, withdrawals are not supported yet; deposit only what you plan to spend. A USDC deposit alone does not establish withdrawal eligibility.
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Privacy and cashback
This site never asks for identity documents, passwords, recovery phrases or payments. Your checklist stays in this browser. Once you open Jupiter, Jupiter’s and its partners’ privacy terms apply.
Cashback is part of an eligible card purchase returned to you after the transaction settles. Once you sign up, you earn 2% on eligible Jupiter Card purchases, up to $100 a month; Jupiter’s current terms and exclusions apply. Cashback terms ↗