Choose the right payment method and verify the final outcome with the merchant or recipient.
Last checked:
Your route, at a glance
01Choose the route shown for your account
02Identify the real merchant or recipient
03Review the complete quote
04Confirm the outcome once
Work through these in order.
01
Choose the route shown for your account
Check your app and the country notes. For card purchases, check status and balance. QR from Spend requires an eligible DCS card; issuer-country and activation-date conditions apply. Wallet QR instead uses USDC on Solana after Global ID verification, without a card. Check the merchant network and any pauses separately. For a bank payout, check currency and beneficiary requirements.
Before continuing
Do not switch to a similar-looking route when the intended one is unavailable.
02
Identify the real merchant or recipient
At a shop, confirm the payment request belongs to that merchant. With a QR code, inspect the name the app displays rather than trusting the sticker alone. For a bank transfer, check the beneficiary details against information supplied through a trusted channel.
Before continuing
Stop if the displayed recipient differs from the person or business you intend to pay.
03
Review the complete quote
Look at the payment currency, total debit, conversion and any charges. Distinguish the amount you spend from the amount the recipient receives. The final confirmation screen in the app shows the rate and fees that actually apply, so read it before you approve.
Before continuing
Can you explain the full amount you are authorizing?
04
Confirm the outcome once
After confirming, inspect the transaction status. Ask the merchant or recipient to confirm receipt through their normal process. Keep the reference and final quote privately. If the payment is pending or declined, read the status before trying again so that a second attempt does not create a duplicate.
Before continuing
The payment is done when the app shows it as completed and the recipient confirms they have it.
Official sources
Taken from Jupiter’s public documentation. If your app shows something different, the app is right.
DuitNow merchant QR is listed for wallet and Spend funding. Wallet QR does not require a card. The Malaysian DCS-card activation cutoff before May 13, 2026 applies only to payments from Spend; check the current merchant code and in-app requirements.
Bank payouts
MYR local payout is listed. Check your actual recipient bank and quote; this does not establish incoming MYR bank funding or a MYR-denominated Spend balance. With a DCS-issued card, withdrawals are not supported yet; deposit only what you plan to spend. A USDC deposit alone does not establish withdrawal eligibility.
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